Definition: Military discount car insurance is a type of auto insurance that provides lower premiums to military personnel and their families. It typically includes coverage for collision, theft, and bodily injury damages as well as comprehensive and liability coverage. The premium reduction may be limited or capped at a specific amount based on factors such as age, gender, service history, location, and income. The word "military discount" refers to the process of reducing the cost of insurance for members of the armed forces and their families who have been deployed overseas in combat situations. These discounts are often offered to encourage service members and their dependents to purchase auto insurance or other forms of financial protection. The term "discount car insurance" is used to refer to a policy that offers such military discount car insurance as part of its terms.